OTP Memory For Mobile Payment Applications

The trend toward mobile banking and payments as a way to replace debit or credit cards, or integrate a part of their functions into a mobile device, is moving faster than most industry analysts predicted. In China, for example, mobile payment systems Alipay and WeChat pay are popular and well used, and a great way for easy account monitoring and ditching the wallet. It is a fundamental change t... » read more

Battle Looms Over Mobile Payments

The lines are drawn. The sides are sizing each other up. Apple is on one side with secure element, and Google and Microsoft are on the other side with host card emulation. Both are mobile payment systems for smartphones that rely on near-field communication technology. Apple fired the first shot with SE, and Google soon replied with HCE. And now both sides are ramping up after months of dela... » read more