Making Mobile Payments Simple


Shopping will one day become a truly interactive experience, with Bluetooth and Wi-Fi beacons scanning digital profiles, stored in the cloud and accessed on mobile devices and wearables, to generate recommendations in real time. Although beacon deployment is still ramping up, the technology is poised to play a critical role in the evolution of mobile payments as consumers begin to truly interac... » read more

Making Mobile Payments Simple


The origins of commerce can be traced back to prehistoric times when early civilizations bartered goods and services. Although the introduction of currency in various forms marked a critical milestone for commerce, very little has actually changed since the early days of open-air markets. Plastic may have replaced paper, yet fundamentally, the brick-and-mortar experience has remained static for... » read more

OTP Memory For Mobile Payment Applications


The trend toward mobile banking and payments as a way to replace debit or credit cards, or integrate a part of their functions into a mobile device, is moving faster than most industry analysts predicted. In China, for example, mobile payment systems Alipay and WeChat pay are popular and well used, and a great way for easy account monitoring and ditching the wallet. It is a fundamental change t... » read more

Battle Looms Over Mobile Payments


The lines are drawn. The sides are sizing each other up. Apple is on one side with secure element, and Google and Microsoft are on the other side with host card emulation. Both are mobile payment systems for smartphones that rely on near-field communication technology. Apple fired the first shot with SE, and Google soon replied with HCE. And now both sides are ramping up after months of dela... » read more