What is Card-on-file EMV Payment Tokenization

The way we pay is changing. Consumers are now using their PC, smartphones, wearable devices and even cars to buy goods and services. The size and value of the card-not-present (CNP) market, therefore, is increasing exponentially as payment use-cases across e-commerce, m-commerce and the Internet of Things (IoT) emerge and mature. Understand the risk of card-not-present fraud, learn how to... » read more

Beyond Chip Card Migration

Payment card usage is on the rise globally and with it the adoption of smart card technology. Globally, cards remain the preferred non-cash payment instrument with a market share of more than 55%. Consider that even during the height of the financial crisis from 2008 to 2009 transaction volumes on debit and credit cards were still increasing by nearly +10% (compared to +15% from 2007 to 2008). ... » read more

USA ‘In’ For Chip And Pin

Chip and PIN (or EMV) technology is on its way to a checkout near you whether your retailer likes it or not. With credit card fraud a growing problem for consumers, the USA is about to take the same major step up towards reducing it that was taken by most European countries over a decade ago. Seems logical, so why all the furore around implementing it? At the moment almost all American o... » read more